Important legal information

IGP is a business unit of John Hancock Life Insurance Company (U.S.A.), a Manulife Financial company and part of one of the largest financial services companies in the world. John Hancock and this Website are based in Boston, Massachusetts.

The information contained in this Website is not an offer to sell or a solicitation of an offer to buy any security, insurance product or service. John Hancock created this Website for the convenience of its Internet visitors. No security or other product or service offered by John Hancock and its affiliates is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities laws or other laws of such jurisdiction. No such security or product is offered or will be sold in any jurisdiction by an entity that is not properly licensed to do so. Some products may not be available in all jurisdictions.

The information (including text, graphics, videos and functionality) is presented without express or implied warranties and is provided "as is". Due to the nature of the Internet, John Hancock cannot guarantee the accuracy of the information contained in this Website or its suitability for any purpose.

The information available on this Website is posted for informational purposes only.

Copyright information

John Hancock maintains all copyrights in the text and graphic images and logos contained in this website. Some images and logos are displayed with the consent of our Network Partners. All information is provided for the personal viewing of our readers and may not be distributed, modified, or used without our prior written consent.

Unauthorized copying, reproduction, republishing, uploading, downloading, posting, transmitting or duplicating of any of the material is prohibited.

Viruses

Because of the marked increase in the fabrication and proliferation of the computer viruses affecting the Internet, we want to warn you about the infections or viral contaminations on your system. It is your responsibility to scan any and all downloaded materials received from the Internet. John Hancock is not responsible or liable for any damages caused by such hazards.

Security

All information submitted through this site including electronic mail inquiries, is submitted through the Internet, which is an unsecured, public network.

Linked sites

Links to other Internet sites ("hypertext links") are included as a convenience for our visitors. John Hancock assumes no liability for the content or presentation of linked sites. Also, John Hancock is not responsible for any damage or disruption to your computer systems or networks by downloading of any software or materials provided on such sites, nor for any consequences of your failure to comply with any licenses or other terms/conditions associated with your use of such software or materials.